These terms and conditions outline the rules and regulations for the use of PeraFlo’s Website.
Koodi Systems (“Koodi”) operates the peraflo.com website (the “Service”). Koodi is located at:
231 Zone 2, Lambac, Guagua, Pampanga, Philippines
By accessing this website you accept the terms and conditions of this website. Do not continue to use PeraFlo’s website if you do not accept all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of Philippines. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Our Sevices
PeraFlo is an intuitive and cross-platform finance app that lets you manage your expenses and receipt, balance your income and expenses, create monthly budget and manage bills.
Account Registration and Access
You need to create an account and provide information about yourself in order to use the Website. To register an account, simply fill out and submit the form on our homepage. Likewise, to be able to maximize the features of our Website, you will be required to a Financial Quiz for us to determine your financial preference to better match you with a right investments portfolio.
Each time you use a password or identification, you will be deemed to be authorized to access and use the Website in a manner consistent with the Terms, and PeraFlo, Inc. has no obligation to investigate the authorization or source of any such access or use of the Site. You are responsible for maintaining the confidentiality of your account password and login credentials. You are also responsible for all activities that occur in connection with your account. You agree to notify us immediately of any unauthorized use of your account.
Your account is for your personal, non-commercial use only. When you register for an account, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to cancel your registration, reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to reject any registration and/or decline any application for a loan or investment.
You are free to cancel your account any time by emailing support@peraflo.com. You may terminate your account at any time by closing it and discontinuing your use of any and all parts of the Website. If you have questions on closing and terminating your account, please email us at support@peraflo.com.
We may immediately terminate your account, without notice, for any conduct that we believe (i) violates these Terms, or (ii) is harmful to other Users or our business interests, or (iii) for an inactive account.
Links to Other Websites
Our Services may contain links to third party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.
Cookies
We employ the use of cookies. By using PeraFlo’s website you consent to the use of cookies in accordance with PeraFlo’s Privacy Policy.
Most of the modern day interactive Websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies.
Intellectual Property Rights
Unless otherwise stated, PeraFlo and/or it’s licensors own the intellectual property rights for all material on PeraFlo. All intellectual property rights are reserved. You may view and/or print pages from https://peraflo.com for your own personal use subject to restrictions set in these terms and conditions.
You must not:
- Republish material from https://peraflo.com
- Sell, rent or sub-license material from https://peraflo.com
- Reproduce, duplicate or copy material from https://peraflo.com
Redistribute content from PeraFlo (unless content is specifically made for redistribution).
Collection and Use of Your Personal Information
You may be asked to provide your Personal Information anytime you are using the Website or Services. We may share this personal information and use it consistent with the Terms. We may also combine it with other information to provide and improve our products, services, content, and advertising.
We may gather some information automatically and store such information in log files. This information includes internet addresses, browser types and languages, operating systems, date/time stamps, location, etc. We use this information to understand and analyze trends, to administer the website, to learn about user behavior on the website, to improve its product and services, and to gather demographic information about its user base as a whole. We may use this information in its marketing and advertising services.
Disclosure to Third Parties
At times we may make certain personal information available to Partners or affiliates, consultants that work with us to provide Products and Services, or that help us market to Partners and Sponsors. Personal information will only be shared by us to provide or improve our Products, Services and advertising; such information will not be shared in any case with third parties or Partners for their marketing purposes.
Content Liability
We shall have no responsibility or liability for any content appearing on your Website. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Website or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Limitations on Liability
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury resulting from negligence;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.
To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Indemnity
You agree to defend, indemnify and hold PeraFlo, Inc. harmless from any and allliabilities, costs, and expenses, including reasonable attorneys’ fees, related to or in connection with: (a) the use of the Website or theInternet or your placement or transmission of any message or information on this Website by you or your authorized users; (b) your violation of any of these Terms, including without limitation, your breach of any of the representations and warranties above; (c) your violation of any third party rights, including without limitation any rights of privacy, publicity rights or intellectual property rights; (d) your violation of any law, rule or regulation of the Republic of the Philippines or any other country; (e) any claim or damages that arise as a result of any user submission that you provide to PeraFlo, Inc.; or (f) any other party’s access to and use of this Website with your unique username, password or other appropriate security code.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines.